Estimate RD maturity amount, interest earned, tax impact, and real value after inflation.
Recurring Deposit Details
Amount you deposit every month.Interest offered by bank or post office.Total RD tenure.Leave blank if held till maturity.Tax applied on interest earned.To calculate real value of money.
Calculate to view summary.
How RD Returns Are Calculated
In a recurring deposit, every monthly investment earns interest for a different duration.
RD Formula (Simplified):
Monthly Deposit × (1 + r)ⁿ for each month
Inflation-adjusted value shows real purchasing power at maturity.
Is RD interest taxable? Yes, interest is taxable as per income slab.
Can RD be closed early? Yes, but banks may reduce interest.
Is RD better than FD? RD suits monthly savers; FD suits lump sum investors.
