PPF Calculator

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PPF Calculator

PPF Calculator

Estimate your Public Provident Fund maturity value, interest earned, and withdrawal eligibility.

Public Provident Funds Details

Annual Investment Amount (₹) The amount you invest every financial year. Investment Duration (Years) PPF has a minimum lock-in of 15 years. Interest Rate (% per annum) Government-declared PPF interest rate. Years Completed (for Withdrawal Check) Used to check partial withdrawal eligibility.

Calculate to view summary.

How PPF Returns Are Calculated

PPF uses annual compounding. Each yearly contribution earns interest until maturity.

Formula Concept:

Balance = (Previous Balance + Annual Investment) × (1 + Interest Rate)

Partial withdrawals are allowed from the 7th financial year up to 50% of the balance.

What is the minimum PPF tenure?
15 years.

Is PPF interest taxable?
No, it is completely tax-free.

When can I withdraw partially?
From the 7th financial year.