Find out how much home loan you can comfortably afford.
Home Loan Eligibility
Your total monthly household income.EMIs, credit cards, or other loans.Total duration of the home loan.Expected home loan interest rate.Amount you can pay upfront.Annual property tax rate.Estimated monthly insurance premium.
Calculate to view summary.
How Home Loan Affordability Is Calculated
Banks typically allow up to 36% of monthly income toward total EMIs.
The calculator subtracts existing debts and estimates the maximum EMI
you can afford, then converts it into a loan amount.
Is this exact bank eligibility?
No, it is an estimate based on standard lending norms.
Does down payment affect affordability?
Yes, higher down payment reduces loan burden.
Is property tax included?
Yes, if you enter the tax rate.
