What is a budget planner?

A budget planner helps track income, expenses, and savings to manage finances effectively.

Which budgeting method is best?

The best method depends on personal financial goals and discipline.

Budget Planner Calculator

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Budget Planner

Budget Planner Calculator

Track your income, expenses, savings, and plan a balanced monthly budget.

Monthly Budget Planner

Total Monthly Income (₹) Your total take-home income. Fixed Expenses (₹) Rent, utilities, EMIs, subscriptions. Variable Expenses (₹) Groceries, travel, entertainment.

Debt Payments (₹) Credit cards or personal loan payments. Savings & Investments (₹) Monthly savings and investments. Emergency Fund Contribution (₹) Monthly emergency fund allocation. Budgeting Method Select a recommended budgeting strategy.

Budget Summary

Enter your income and expenses to see a personalized budget summary.

How Budget Planning Works

A budget planner helps you track income and expenses to ensure you live within your means.

The 50/30/20 rule allocates income into needs, wants, and savings, while zero-based budgeting assigns every rupee a job.

This calculator helps you compare your actual spending with recommended guidelines.

Frequently Asked Questions

What is the 50/30/20 rule?
It suggests spending 50% on needs, 30% on wants, and 20% on savings.

What is zero-based budgeting?
Every rupee is assigned a purpose so income minus expenses equals zero.

Is this budget planner accurate?
It provides estimates and guidance, not financial advice.